Fees & Insurance
Clear, upfront pricing — and no insurance gatekeeping.
Armbrust Psychology is a self-pay practice. That means you know what your evaluation costs before we begin, your records stay private, and a licensed psychologist — not a claims reviewer — decides what testing is appropriate. Below you'll find our pricing, how out-of-network reimbursement works, and the payment options available to you.
Why we're out-of-network
Self-pay works in your favor for testing
Insurance plans rarely cover comprehensive psychological testing well — and the clinics that do accept insurance often carry three-to-nine-month waitlists. Going out-of-network removes those barriers.
No gatekeeping
Insurers frequently limit which tests are "medically necessary" and can deny coverage for the thorough, multi-method evaluations that answer your questions. Self-pay lets a clinician scope the assessment to you, not to a billing code.
Faster scheduling
Without insurance prior-authorization queues, we can schedule promptly instead of months out. For a worried parent or a self-aware adult, getting answers sooner matters.
Full privacy
When insurance pays, a diagnosis and clinical details go into your permanent insurance record. Self-pay keeps your evaluation private to you.
A senior clinician throughout
Your evaluation is conducted personally by Dr. Lisa-Mae Armbrust, a licensed psychologist — from the first consult through the written report.
Pricing overview
Transparent fees by service
Each evaluation is tailored to your questions, so your exact fee is confirmed in a written Good Faith Estimate before any testing begins. The figures below reflect typical self-pay pricing for each service.
Adult ADHD Testing
Attention and executive-function evaluation, mostly online.
Confirmed at your free consultation
Learn more →Child ADHD Testing
Thorough attention evaluation with a school-ready report.
Confirmed at your free consultation
Learn more →Adult Autism Evaluation
Affirming assessment for adults exploring autism and AuDHD.
Confirmed at your free consultation
Learn more →Child & Toddler Autism Evaluation
Early developmental evaluation, conducted in person.
Confirmed at your free consultation
Learn more →Learning Disability & Dyslexia
How a learner reads, writes, and processes — with a roadmap.
Confirmed at your free consultation
Learn more →Psychoeducational Evaluation
Documentation for 504 plans, IEPs, and accommodations.
Confirmed at your free consultation
Learn more →Gifted & Cognitive (IQ)
Cognitive testing for gifted identification and placement.
Confirmed at your free consultation
Learn more →Online Therapy Session
Telehealth psychotherapy across the states we serve.
$150–$180 per session
Learn more →Out-of-network reimbursement
Superbills & out-of-network benefits
Many clients with out-of-network benefits choose to submit for partial reimbursement after paying for their evaluation or session.
On request, the practice can provide a superbill — an itemized receipt with the diagnostic and procedure codes your insurer needs. You would submit it to your plan yourself, and depending on your individual benefits, you may seek partial reimbursement for out-of-network services.
An honest note on reimbursement. We can never guarantee that your insurer will reimburse you — reimbursement depends entirely on your individual plan, your out-of-network benefits, and your deductible. We're glad to share the exact questions to ask your insurer so you know what to expect before you commit.
- We can provide the questions to ask your insurer about out-of-network coverage.
- Reimbursement, if any, depends on your specific plan and deductible.
- Payment is due at the time of service; reimbursement comes from your insurer to you.
Transparency
Your Good Faith Estimate
Before any testing begins, you'll receive a written Good Faith Estimate of your expected costs.
Under the federal No Surprises Act, clients who are uninsured or paying out of pocket have the right to a Good Faith Estimate of expected charges. We view this as a feature, not a formality: it means you see your costs in writing, upfront, with no hidden fees and no surprise bills after the fact.
- Provided in writing before your evaluation is scheduled.
- Itemizes expected charges so you can plan ahead.
- A federally protected transparency right for self-pay clients.
Payment options
Flexible ways to pay
We aim to make self-pay as manageable as possible.
HSA & FSA
Psychological testing often qualifies as an eligible health expense, and you can pay with an HSA/FSA card through our secure Stripe checkout (as long as the card works with Stripe). Check with your plan administrator to confirm what's covered.
Payment plans
Payment is due upfront, before testing begins. We don’t currently offer payment plans — but your free consult is the place to ask any billing questions.
Major cards
We accept major credit and debit cards, processed securely through the client portal.
Have a question about cost or coverage?
Book a free 20-minute consult. We'll walk through pricing, your Good Faith Estimate, and out-of-network options — no pressure, no obligation.